Pleasanton, San Ramon and Danville real estate and homes for sale in California - Sue Hoff, REALTOR® Sue Hoff REALTOR(r) for Pleasanton, San Ramon and Danville, California real estate - NUMBER1EXPERT™ Sue Hoff NUMBER1EXPERT(tm) for Pleasanton, San Ramon and Danville, California real estate
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Sue Hoff, REALTOR®, real estate agent and broker for Pleasanton, San Ramon and Danville California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate consultant. Call me: 925-899-4784.

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My Special Offers: Pleasanton, San Ramon and Danville California home buying, real estate listings, and homes for sale in Contra Costa County, CA
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Real Estate Tips
Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Real Estate Trivia
Q 
What island was sold to Peter Minuit by the Indians for goods valued at 60 guilders ($24)?

A 
Peter Minuit arrived with a group of Dutch settlers in 1626 and purchased what is now known as Manhattan.
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Sue Hoff, REALTOR®, real estate agent and broker for Pleasanton, San Ramon and Danville California home listings, property and land for sale - NUMBER1EXPERT(tm)

Sue Hoff
RE/MAX Accord Realty

517 Sycamore Valley Road West
Danville, CA. 94526
925-899-4784
Fax: 925-362-1611
Email: sue@suehoff.com
CA DRE License #: 01181087

As one of America's NUMBER1EXPERTS�; specializing in the East Bay's most desirable residential properties in the Pleasanton Valley, San Ramon Valley, Sunol and Tassajara area, Sue gives you results you can count on. To paraphrase Will Rogers, Sue Hoff "knows what she is doing, she loves what she is doing, and she believes in what she is doing." Call or email her today!!!

Equal Housing MLS REALTOR


RE/MAX Accord Realty real estate and homes for sale in Pleasanton, San Ramon and Danville California

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